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FOR PATIENTS: How to Choose Your Healthcare

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A step-by-step decision guide for choosing coverage, for any age and any diagnosis. Five pages, ten minutes, free, from a family doctor.


Full description:

Insurance, Direct Primary Care, a health share, or paying cash. Most people never get a plain explanation of how those fit together, so they guess, or they keep whatever they had last year. This guide walks you through the decision the way a family doctor would, in about ten minutes.


It covers:

  • The three questions to ask first: what you need from healthcare, who your primary care doctor will be, and how you’ll get medications, labs and imaging
  • Step 1: which of five situations you’re in, from a new baby to an older adult, and what each one actually needs
  • Step 2: whether specialty care, a diagnosis, a surgery or an expensive medication changes the answer
  • Step 3: whether you qualify for a catastrophic plan, and when that’s a good thing
  • Step 4: the four coverage paths, and who each one is for
  • Ten final questions to confirm you chose right and stay compliant with your state and your employer


It’s free. Enter your email and we’ll send it to you. The checkbox for Caring Directly episodes and future handouts is optional; the download isn’t tied to it.


From Caring Directly, the short show for patients from My DPC Story, by Dr. Maryal Concepcion, a family physician. General information, not personal medical, insurance, legal or tax advice. The choice is yours; this guide helps you make it with your eyes open.


Want the three-minute version first? Take the quiz “Do I even need health insurance?” at caringdirectly.com.

You will get a PDF (4MB) file