FOR PATIENTS: Your Medicare Letter Explained

One page on how to read the letter your Medicare plan mailed you, what changes January 1, and who to call. Free, from a family doctor.

Every fall your Medicare plan mails you a letter. One in four people don’t remember getting it. This one-page handout tells you what to do with yours.

It covers:

• The two kinds of letter, “your plan is changing” and “your plan is ending,” and why they have different deadlines
• The 2027 numbers: the $2,400 cap on Part D prescriptions, the $700 deductible, and the drugs getting Medicare-negotiated prices on January 1
• What to do if it’s January and your specialist isn’t in your new plan
• Whether your HSA can pay Medicare premiums (some of them, not all)
• Three steps to take this week, the dates worth circling, and the free, unbiased help line that sells nothing

It’s free. Enter your email and we’ll send it to you. The checkbox for Caring Directly episodes and future handouts is optional; the download isn’t tied to it.

From Caring Directly, the show for patients from My DPC Story, written by Dr. Maryal Concepcion, a family physician. General information, not personal medical, legal or tax advice. Your doctor isn’t an insurance broker, and neither is this page. The choice of plan is yours.

Want the five-minute version first? Take the quiz Dr. Google would fail at caringdirectly.com.