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Legal and Educational Disclaimer

Last Updated: November 2025

The content, templates, and digital products provided by The Resolutions Vault and Clear Cents Resolutions are for educational and informational purposes only.


Not Legal Advice

We do not provide:

  • Legal advice
  • Financial advice
  • Tax advice
  • Credit repair services
  • Attorney representation

Always consult a licensed professional for legal or financial matters.


No Guarantees

Templates and strategies are educational tools.

We cannot guarantee:

  • Credit score increases
  • Account deletions
  • Specific outcomes
  • Response times from creditors or bureaus

Results depend on individual circumstances.


User Responsibility

You are responsible for:

  • Personalizing your templates
  • Ensuring accuracy in your letters
  • Following all applicable laws
  • Using the materials ethically

Limitation of Liability

We are not liable for:

  • Actions you take based on our materials
  • Any financial loss
  • Errors in reporting
  • Decisions made by credit bureaus or creditors

By purchasing or using our products, you agree to this disclaimer.