Freebie: The Mini Budget — Before & After

Before you can fix the number, you have to see it.

Going from one household to two changes everything about your monthly money. This one-page worksheet puts your "before" and "after" side by side so you can see exactly where the gap is.

✅ Take-home income plus ten everyday categories, from housing to savings

✅ Before, After, and Difference columns — the Difference, totals, and "left over each month" fill in for you as you type

✅ Two prompts to turn numbers into action: where the biggest change is, and one change you'll make this month

Instant download. 1-page fillable PDF. Type plain numbers (no $ or commas). The automatic math works in most desktop PDF viewers like Adobe Acrobat; if yours doesn't calculate, the sheet still works as a printable worksheet.

A personal budgeting tool, not financial or legal advice.

Want the full version? The Budget Rebuild Toolkit adds a dashboard and one-time setup costs.