📘 Bank Account Information & Budget Journal – Printable + Digital

This finance journal is made to help you understand, organize, and take care of your money in a simple way.

Everything is easy to read and easy to fill out — even if you are just starting to learn about money.

This journal helps you keep all your bank details, income, budgets, and savings goals in one place, so nothing gets lost or forgotten.

You can use it in three different ways:

Print it and write in it by hand

Use the included Excel and Google Sheets versions to calculate, track, and update your finances easily

The Excel and Google Sheets files are perfect if you like automatic totals, quick edits, and keeping your information always up to date.

This journal is great for:

Beginners who want to learn money basics

Teens and young adults

Anyone who wants a clean, simple, and stress-free way to manage money

Getting Started

 Choose your format

You can use this bundle in three ways:

🖨 Print the templates (A4, A5, or US Letter)

 💻 Use Excel for easy digital tracking

 ☁️ Use Google Sheets for cloud-based access

Pick the format that fits your workflow best — or mix both.

🎨 Design & Color Options

 Choose from 12 color-bordered designs

 Or use Classic White (no border) for a clean, minimalist look

 All designs work equally well for printing and digital use

🏦 Bank Account Information Page

This page helps you store all your bank and card details clearly.

Left side includes:

* Account Name

* Account Type

* Account Number

* IBAN

* BIC / SWIFT

* Routing Number

* Card Number

* Card Type (Credit, Debit, Virtual)

* Expiry Date

* CVV

* PIN Code

* Notes

Right side includes:

* Bank Name

* Website URL

* Contact Information

* Address

* Username

* Password

* 2FA Method / Device

* Credit Limit

* Last Updated

* Notes

Extra sections below:

Left side:

* Customer Service Hotline

* Card Blocking Number

* Security Questions

* Savings Goals

* Emergency Fund

Right side:

* Monthly Fees

* Daily Spending Limit

* Autopay / Direct Debit

* Linked Apps

 💰 Income Page

This page helps you track how much money you earn.

Includes:

* Month

* Category

* Expected income

* Actual income

* Notes

Pre-filled categories:

* Paycheck

* Investments

* Dividends

* Side Hustle

Plus extra space to add your own income sources.

 📊 Monthly Budget Planner

This page helps you plan your money before you spend it.

Includes:

* Month

* Total Income

Budget table columns:

* Category

* Budgeted

* Actual

* Difference

Pre-filled categories:

* Rent / Mortgage

* Utilities

* Internet

* Insurance

* Variable Expenses

* And more

There are also empty rows for custom categories.

At the bottom:

Total summary of all expenses

Extra sections:

* Financial Goals for This Month (1, 2, 3)

* Notes & Reflections

 * Did I stay under budget?

 * Why or why not?

 📈 Monthly Budget Summary Page

This page helps you look back and learn from the month.

 1. Financial Overview

* Total Income (money earned)

* Total Expenses (money spent)

* Net Savings (what is left)

 2. Goal Tracking

* Goal 1 → Accomplished / In Progress

* Goal 2 → Accomplished / In Progress

* Goal 3 → Accomplished / In Progress

 3. Monthly Review

* What went well?

* What was my biggest unnecessary expense?

* What can I improve next month?

 4. Final Rating

⭐ ⭐ ⭐ ⭐ ⭐

Rate your spending discipline for the month!

 📅 Yearly Financial Overview – [Year]

This page shows your whole year at a glance.

Table includes:

* Month

* Total Income

* Total Expenses

* Total Savings

* Savings Rate (%)

All months are pre-filled.

At the bottom, there is a Total summary row.

 Yearly Reflections:

* Highest Spending Month

* Lowest Spending Month

* Biggest Financial Win

* Major Expenses Next Year

 📥 Digital Download

In addition to the pre-filled templates, you will also receive a blank version of each one with no pre-defined items, allowing complete flexibility.

You will receive printable files in the following sizes:

A4

210 × 297 mm

8.3 × 11.7 in

US Letter

216 × 279 mm

8.5 × 11 in

A5

148 × 210 mm

5.8 × 8.3 in

✨ Each size includes:

* 12 different frame colors

* 1 clean white frame

* Minimal, easy-to-read design

 ⚠️ Please Note

This is a digital download.

No physical product will be shipped.

📌 What’s Included in the Download (ZIP/PDF/Excel)

✔ Full User Guide

✔ Direct Google Sheets download link so you can instantly copy the full template to your Google Drive

🌟 Take a look at my other apps in my Payhip store – thank you for your support!

## !! IMPORTANT !!

• This spreadsheet is only compatible with Google Sheets (not Microsoft Excel).

• You will need a Google account to access the template (free to create).

PLEASE NOTE

• Digital Download: INSTANT DIGITAL DOWNLOAD ONLY. No physical product will be shipped

• Copyright: This design and spreadsheet is copyrighted by https://payhip.com/applications. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.

• Informational use only: https://payhip.com/applications cannot give any financial, tax or legal advice. Please do your own research and if needed contact a licensed financial advisor before making any financial decisions. Under no circumstances can or will https://payhip.com/applications or it’s owner be held responsible for any costs, loss, damage or injuries (direct or including without limitation indirect loss or damage) that result from the use of this spreadsheet.

Product safety:

This is a digital download for personal use only. No physical item will be shipped. Editable template. Customer can personalize certain parts after purchase. Check description for details.