💰 Bank Account Information & Budget Journal – Personal Finance Tracker (Printable + Digital)

Take control of your finances with this Bank Account Information & Budget Journal, a simple yet powerful system designed to help you organize your bank details, track income, manage budgets, and monitor savings goals.

This finance planner keeps all your important financial information in one secure and organized place. Whether you're just learning about budgeting or looking for a clean system to track your money, this journal helps you stay focused and stress-free.

The bundle includes printable templates, Excel spreadsheets, and Google Sheets versions, so you can choose the format that fits your workflow best.

WHY YOU’LL LOVE THIS FINANCE JOURNAL

✔ Organize bank accounts, cards, and financial information

✔ Track income, expenses, and monthly budgets easily

✔ Monitor savings goals and financial progress

✔ Choose printable or digital tracking (Excel / Google Sheets)

✔ Beginner-friendly layout with clear sections

PERFECT FOR

💰 Personal budgeting and money management

👩‍🎓 Teens and young adults learning financial organization

📊 Beginners starting their budgeting journey

🏠 Families organizing household finances

📒 Anyone who wants a simple personal finance tracker

HOW YOU CAN USE IT

This bundle works in three flexible formats:

🖨 Printable Planner – Print and write by hand

💻 Excel Spreadsheet – Automatic calculations and quick edits

☁️ Google Sheets – Access your finances anywhere from any device

You can use one format or combine them depending on your needs.

WHAT’S INCLUDED

🏦 Bank Account Information Page

Organize all important financial details in one place:

• Account name and account type
• Account number, IBAN, routing number
• Card details and expiry dates
• Bank contact information
• Login details and security notes
• Customer service numbers and emergency contacts
• Monthly fees, spending limits, and linked apps

💰 Income Tracker

Track how much money you earn each month.

Includes fields for:

• Month
• Income category
• Expected income
• Actual income
• Notes

Pre-filled categories include:

• Paycheck
• Investments
• Dividends
• Side hustle income

📊 Monthly Budget Planner

Plan your spending before the month begins.

Includes:

• Budgeted vs. actual spending
• Difference tracking
• Expense categories such as rent, utilities, insurance, and more
• Custom category rows

Additional sections:

• Monthly financial goals
• Budget reflections and notes

📈 Monthly Budget Summary

Review your financial progress each month.

Includes:

• Total income
• Total expenses
• Net savings
• Goal tracking
• Monthly reflection prompts

Rate your monthly discipline using a simple 5-star system.

📅 Yearly Financial Overview

See your entire financial year at a glance.

Track:

• Monthly income
• Total expenses
• Savings totals
• Savings rate

Includes reflection sections such as:

• Highest spending month
• Biggest financial win
• Financial goals for next year

DESIGN OPTIONS

🎨 Choose from 12 color-bordered designs

⬜ Or select Classic White for a clean minimalist look

All designs work perfectly for both digital and printable use.

PRINTABLE SIZES INCLUDED

A4 – 210 × 297 mm

US Letter – 8.5 × 11 in

A5 – 148 × 210 mm

Each size includes:

• 12 frame colors
• 1 minimalist white version
• Easy-to-read layout

WHAT YOU RECEIVE

📥 Instant digital download including:

✔ Printable PDF templates

✔ Excel spreadsheet version

✔ Google Sheets template

✔ Blank versions for full customization

📌 What’s Included in the Download (ZIP/PDF/Excel)

✔ Full User Guide

✔ Direct Google Sheets download link so you can instantly copy the full template to your Google Drive

How to use:

Open the link → File → Make a copy → start using your own version

🌟 Take a look at my other apps in my Payhip store – thank you for your support!

## !! IMPORTANT !!

• This spreadsheet is only compatible with Google Sheets (not Microsoft Excel).

• You will need a Google account to access the template (free to create).

PLEASE NOTE

• Digital Download: INSTANT DIGITAL DOWNLOAD ONLY. No physical product will be shipped

• Copyright: This design and spreadsheet is copyrighted by https://payhip.com/GentleCraftDigital. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.

• Informational use only: https://payhip.com/GentleCraftDigital cannot give any financial, tax or legal advice. Please do your own research and if needed contact a licensed financial advisor before making any financial decisions. Under no circumstances can or will https://payhip.com/GentleCraftDigital or it’s owner be held responsible for any costs, loss, damage or injuries (direct or including without limitation indirect loss or damage) that result from the use of this spreadsheet.

Product safety:

This is a digital download for personal use only. No physical item will be shipped. Editable template. Customer can personalize certain parts after purchase. Check description for details. 

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Looking for a printed copy?

This book is available in paperback on Amazon.

To find it, search on Amazon for:

• Author name: mandaladigitaldesign Laszlo

You will be taken to the author page, where all available books are listed.

Tip: Once on the author page, select the book by its cover or title.

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