UK Family Budget Spreadsheet 2025/2026 – Monthly & Yearly Planner (Excel & Google Sheets)
💷 Manage your household finances with confidence
This UK Family Budget Spreadsheet for 2025/2026 is the perfect tool to gain control over your money. With dynamic month-by-month tracking, automatic calculations, and clear visual summaries, this template is ideal for families looking to plan, save, and spend smarter.
✅ What you can do with this template:
- Track monthly income, expenses, savings, and debt repayments
- Enter a start date and the template will update all monthly headers automatically
- Monitor your monthly and annual net balance with visual summaries
- Categorize essential, non-essential, and savings-based spending
- Use dropdowns to select the month and view custom charts
- Identify spending patterns and adjust your habits easily
- Calculate carried-over balances from one month to the next
- Instantly view a breakdown of spending using the 50/30/20 rule
- Avoid overspending with smart budget tracking for any year
- Use the dashboard to see monthly savings growth and spending analysis
📦 What’s included:
- 1 Excel (.xlsx) file + Google Sheets version
- Dynamic monthly and yearly overview
- Fully editable categories and amounts
- Prebuilt pie and bar charts
- Automatic calculations for totals, balances, and summaries
- Works for any year – just change the start date once
🧩 Perfect for:
UK households · Families · Couples · Personal finance beginners · Budget-conscious individuals · Anyone managing home finances
📥 Compatibility:
Google Sheets & Microsoft Excel – Works on desktop, laptop, or tablet
📩 Need help or want a custom version?
Contact me at tiktak.templates@gmail.com