UK Family Budget Spreadsheet 2025/2026 – Monthly & Yearly Planner (Excel & Google Sheets)

💷 Manage your household finances with confidence

This UK Family Budget Spreadsheet for 2025/2026 is the perfect tool to gain control over your money. With dynamic month-by-month tracking, automatic calculations, and clear visual summaries, this template is ideal for families looking to plan, save, and spend smarter.

✅ What you can do with this template:

• Track monthly income, expenses, savings, and debt repayments
• Enter a start date and the template will update all monthly headers automatically
• Monitor your monthly and annual net balance with visual summaries
• Categorize essential, non-essential, and savings-based spending
• Use dropdowns to select the month and view custom charts
• Identify spending patterns and adjust your habits easily
• Calculate carried-over balances from one month to the next
• Instantly view a breakdown of spending using the 50/30/20 rule
• Avoid overspending with smart budget tracking for any year
• Use the dashboard to see monthly savings growth and spending analysis

📦 What’s included:

• 1 Excel (.xlsx) file + Google Sheets version
• Dynamic monthly and yearly overview
• Fully editable categories and amounts
• Prebuilt pie and bar charts
• Automatic calculations for totals, balances, and summaries
• Works for any year – just change the start date once

🧩 Perfect for:

UK households · Families · Couples · Personal finance beginners · Budget-conscious individuals · Anyone managing home finances

📥 Compatibility:

Google Sheets & Microsoft Excel – Works on desktop, laptop, or tablet

📩 Need help or want a custom version?

Contact me at tiktak.templates@gmail.com