Emergency Vet Fund Calculator Excel — Target Savings Goal, Common Emergency Cost Reference & Month-by-Month Tracker

73% of pet owners can't afford a $500 emergency vet bill. This spreadsheet fixes that by calculating a real target emergency fund based on common emergency costs (from foreign object surgery to bloat/GDV to toxin ingestion), choosing a conservative, moderate, or aggressive target level, then building a month-by-month savings tracker showing exactly how many months until you hit your goal based on your own contribution amount. Includes a built-in reference table of typical cost ranges for 8 common pet emergencies so you know what you're actually planning for.

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