Every day we are bombarded with messages telling us how to save money. Zero percent down, half off and two for one are commonplace announcements blasted at us through television, radio and billboards.
As relentless as these commercials are the reality is that very few of these solicitations will actually save us money.
Quite the contrary, they are designed as a call to action to grab your credit card and spend, spend, spend!
Can you spend wisely and have more savings? Yes, you can. But, you need to train yourself to be a disciplined buyer and learn to become an intelligent saver.
"15 Top Ways to Save Money" is just what you need to identify those areas that can really save you significant money. Learn:
How to save on insurance
How to save on auto loans
How to save on mortgage loans
How to save on credit cards
How to save on gasoline
How to save on car repairs
How to save on home improvement
How to save on home heating and energy
How to save on phone service
How to save on major appliances
How to save on discount furniture
How to save on clothing
How to save on groceries
How to save on vacations
How to save on prescription drugs
When you buy on sale, you usually are saving more but there are other nuances to take into consideration.
Saving money isn't only about buying on sale. You need to educate yourself on how to save money not just on the "large" purchases but on the everyday expenses as well. "15 Top Ways to Save Money" takes those into consideration.
Taking control of your money and making a commitment to eliminating debt goes hand in hand with "15 Top Ways to Save Money." Saving money on future purchases goes hand in hand with knowing where you haven't saved in the past.
There is no reason to continue paying top dollar for items that you need when there are alternatives. Saving money on everything you purchase allows you to invest additional money each month.
Start with a good budget that cuts out unnecessary spending and reduces your expenses so you can save more each month. Even if you save just $20 per month that's over $200 that you wouldn't available otherwise! Put that $240 into your savings account or use it for another budgetary item.
Every dollar you save helps bring your budget into balance. Helps you live within your means. Don't spend more than you have. It doesn't get any more basic!
Tips to remember are asking yourself these pertinent questions, as you are shopping:
1. Is this item something I really need?
2. Do I already have one of these items?
3. How many hours of pay is this item worth?
4. Again, do I really, really "need" this item or do I just "want it?"