Childcare Cost Comparator Excel — Daycare vs Nanny vs Family vs Stay-at-Home, Side by Side

Compare every childcare option against the true financial cost of staying home (calculated as lost income minus work-related costs avoided, not just quitting your job outright). This spreadsheet lays out daycare, in-home daycare, nanny, shared nanny, and family care options against your specific numbers, then ranks every option by net financial impact versus staying home -- so the comparison is apples-to-apples instead of comparing a nanny quote against a vague sense of savings from staying home.

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