Leak’s Credit University – Basic Credit Repair Course is designed to give beginners a strong foundation in understanding, fixing, and building credit the right way. This course focuses on teaching students how credit works, how to identify issues on their credit reports, and how to take actionable steps to improve their financial profile.

The course typically starts with the basics of credit, including how credit scores are calculated and how the major credit bureaus—Experian, Equifax, and TransUnion—report information. Students learn how to access and read their credit reports, which is a key skill in spotting negative items, errors, and outdated information that may be hurting their score.

A major part of the training focuses on dispute strategies. Students are taught how to identify inaccurate, unverifiable, or outdated accounts and how to properly dispute them with credit bureaus and creditors. This includes writing effective dispute letters, understanding response timelines, and tracking the dispute process from start to finish.

The course also covers consumer protection laws, such as the Fair Credit Reporting Act (FCRA), which gives consumers the legal right to challenge inaccurate information on their credit reports. Understanding these laws helps students confidently navigate the credit system while staying compliant.

Overall, the Basic Credit Repair Course is structured to help individuals either repair their own credit or gain the knowledge needed to assist others. By the end of the course, students should understand the full credit repair process—from analyzing a credit report to disputing errors and building a stronger financial future.