COURSE BREAKDOWN

Module 1: Understanding Your Credit: What Your Credit Scores and Credit Report Can Tell You
- Module Overview
- Part 1: How Credit Scores are Figured
- Part 2: Requesting your Credit Reports
- Part 3: What to Look for in your Credit Reports
- Part 4: Contacting and Staying in Contact with Credit Bureaus
- Assignment
- Module I: Quiz
Module II: Effective Ways to Improve Your Credit Scores
- Module Overview
- Part 1: Strategy 1—Pay your Bills on Time
- Part 2: Strategy 2—Avoid Excessive Credit
- Part 3: Strategy 3—Pay Down Your Debts
- Part 4: Strategy 4—Have a Range of Credit Types
- Part 5: Applying Credit Score-Boosting Strategies
- Assignment
- Module II: Quiz
Module III: Keeping Your Credit Safe
- Module Overview
- Part 1: Avoiding Identity Theft
- Part 2: Safe Practices
- Part 3: Check Your Credit Score
- Part 4: What to Do if You think you Are the Victim of Identity Theft
- Assignment
- Module III: Quiz
Module IV: Avoiding Common Credit Score Mistakes
- Module Overview
- Part 1: Don’t Keep Accounts You Aren’t Using
- Part 2: Limit Inquiries on Your Credit Report
- Part 3: Use Online Loan Comparisons Carefully
- Part 4: Remember There’s More Than One Credit Report (and Credit Score)
- Part 5: Don’t Close a Lot of Accounts Just to Improve Your Score
- Part 6: No One Thing Will Boost Your Credit Score By Itself
- Part 7: Having No Loans or Debts Will Not Improve your Credit Scores
- Part 8: Doing Anything Illegal to Boost Your Credit Is, Well, Illegal
- Assignment
- Module IV: Quiz
Module V: Working with Your Credit Reports to Fix Credit Scores
- Module Overview
- Part 1: Fixing Errors on Your Credit Report
- Part 2: Addressing Issues with Your Credit Report That You Can’t Resolve
- Part 3: Keep Track of Who Sees Your Credit Report and Why (and What It Means)
- Part 4: Contacting Creditors as Well as Credit Bureaus
- Part 5: Be Careful Where and How You Get Your Credit Reports
- Assignment
- Module V Quiz
Module VI: Developing Good Habits
- Module Overview
- Part 1: Budgeting, Living Within Your Means, Spending Less
- Part 2: Saving Habits
- Part 3: Build Assets and Capital
- Part 4: Be Ready for Financial Emergencies
- Part 5: Get It In Writing, and Have Contracts Examined by a Lawyer
- Assignment
- Module VI Quiz
Module VII: Developing a Credit Repair Plan
- Module Overview
- Part 1: Why You Need a Credit Repair Plan
- Part 2: Stay Organized
- Part 3: Set Goals and Check Your Progress
- Part 4: Pay Attention to Details
- Part 5: Have a To-Do List
- Part 6: Automate
- Assignment
- Module VII: Quiz
Module VIII: What Lenders Look For
- Module Overview
- Part 1: Understand How Money Works
- Part 2: What Lenders Look at Other Than a Credit Score
- Part 3: Fix Mistakes Quickly
- Part 4: Avoid Making Changes Frequently
- Part 5: Stay Up to Date
- Assignment
- Module VIII Quiz
Module IX: Dealing with Debt Positively
- Module Overview
- Part 1: Effective Strategies for Dealing with Debt
- Part 2: What to Avoid When Dealing with Debt
- Assignment
- Module IX Quiz
Module X: Mastering your Emotions
- Module Overview
- Part 1: Go Easy on Yourself, but Be Accountable
- Part 2: Reward Yourself Responsibly
- Part 3: Understand and Regulate the Relationship Between Emotions and Debt.
- Part 4: Don’t Be Afraid to Ask for Help if You Need It
- Assignment
- Module X Quiz
CONGRATULATIONS!
- Wrapping up
- Next Steps
BONUS: Free Credit Repair Letters
- Bankruptcy Regulation Inquiry
- Bankruptcy Removal Letter
- Hard Inquiry Removal Letter
- Student Loans and Collections Removal Letter

DIY CREDIT REPAIR

COURSE BREAKDOWN

Build Wealth Through Credit

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