Annual Budget Planner Spreadsheet 2025/2026 – Excel & Google Sheets | Multi-Currency Template
💸 Plan smarter. Save better. Spend with confidence.
This Annual Budget Planner Spreadsheet is designed to help you take full control of your finances across any 12-month period. Whether you're managing a personal or family budget, this dynamic template adjusts automatically based on your selected start date and preferred currency – making it simple, accurate, and ready to use anytime.
✅ What you can do with this template:
- Track monthly & yearly income and expenses
- Use dropdown to select the month to analyze
- Switch between 3 built-in currency formats ($, £, €)
- Monitor essential vs non-essential spending
- View your monthly and annual net balance
- Automatically calculate savings and debt repayments
- Get a clear picture of your spending with visual charts
- Use for any year – not just 2025 or 2026
- All formulas pre-built – just plug in your numbers
📦 What’s included:
- 3 versions of the spreadsheet (USD, GBP, EUR)
- 1 Excel (.xlsx) file + 1 Google Sheets version per currency
- Automated start-date logic (use for any 12-month period)
- Dynamic dashboard with pie chart and bar graph
- Built-in dropdown menus for easy month selection
- Categories for income, essentials, non-essentials, savings & debt
- Color-coded and fully editable
- Instructional sample data included
🧩 Perfect for:
Families · Couples · Individuals · Freelancers · Students · Budget beginners · People saving for a goal · Anyone who wants a simple yet powerful financial overview
📥 Compatibility:
Microsoft Excel (desktop or laptop)
Google Sheets (works on desktop or tablet)
No additional software needed
📩 Need help or want a custom version?
Contact me at tiktak.templates@gmail.com