Annual Budget Planner Spreadsheet 2025/2026 – Excel & Google Sheets | Multi-Currency Template

💸 Plan smarter. Save better. Spend with confidence.

This Annual Budget Planner Spreadsheet is designed to help you take full control of your finances across any 12-month period. Whether you're managing a personal or family budget, this dynamic template adjusts automatically based on your selected start date and preferred currency – making it simple, accurate, and ready to use anytime.

✅ What you can do with this template:

• Track monthly & yearly income and expenses
• Use dropdown to select the month to analyze
• Switch between 3 built-in currency formats ($, £, €)
• Monitor essential vs non-essential spending
• View your monthly and annual net balance
• Automatically calculate savings and debt repayments
• Get a clear picture of your spending with visual charts
• Use for any year – not just 2025 or 2026
• All formulas pre-built – just plug in your numbers

📦 What’s included:

• 3 versions of the spreadsheet (USD, GBP, EUR)
• 1 Excel (.xlsx) file + 1 Google Sheets version per currency
• Automated start-date logic (use for any 12-month period)
• Dynamic dashboard with pie chart and bar graph
• Built-in dropdown menus for easy month selection
• Categories for income, essentials, non-essentials, savings & debt
• Color-coded and fully editable
• Instructional sample data included

🧩 Perfect for:

Families · Couples · Individuals · Freelancers · Students · Budget beginners · People saving for a goal · Anyone who wants a simple yet powerful financial overview

📥 Compatibility:

Microsoft Excel (desktop or laptop)

Google Sheets (works on desktop or tablet)

No additional software needed

📩 Need help or want a custom version?

Contact me at tiktak.templates@gmail.com