FinGuard BalancePlan | 3-Statement Budget & Forecast Model | Monthly P&L, Cash Flow & Balance Sheet | Excel

FinGuard BalancePlan: build your full annual budget in one Excel model. P&L, Cash Flow and Balance Sheet, fully linked and checked every month.

Enter every number once. Revenue, costs, payroll, CAPEX, working capital and debt flow automatically into the three statements and the executive dashboard.

WHAT IT DOES

• Monthly P&L, Cash Flow and Balance Sheet for one financial year (any start month)

• Balance sheet checked to balance every single month

• Direct cash flow, reconciled to net profit, with a minimum cash alert

• Revenue by volume × price, COGS by % or cost per unit, OPEX, payroll and headcount, CAPEX and depreciation

• Working capital: customer and supplier terms, inventory days

• Up to 5 loans (equal principal, annuity or bullet), equity and dividends

• Base, Optimistic and Downside scenarios with exact results: each runs the full model

• 9 sensitivity tests (sales, price, margin, costs, collection and payment days and more)

• Budget vs. actual with the latest forecast, explanations and corrective actions

• Executive dashboard with KPIs, ratios, charts and management alerts

BUILT-IN QUALITY CONTROL

• 33 integrity checks with a clear model status (GREEN / AMBER / RED)

• Input alerts on every tab: invalid inputs turn red with a plain-English message and the row to fix

WHAT YOU GET

• PRO workbook (blank, ready for your data)

• EXAMPLE workbook (fully populated fictional company to learn from)

• User Guide (PDF) and Quick Start (PDF)

REQUIREMENTS

Excel 2016 or later (Windows or Mac). No macros, no add-ins, works offline.

GOOD TO KNOW

One financial year, monthly. Single currency. No VAT module. A 3-year edition is planned.

Questions? finguardstudio@gmail.com