SECRET LATE PAYMENT REMOVAL METHOD

This template is already built out with the laws necessary to help you get results for removing late payments. Feel free to add more laws if you choose, but you do not need to. Only thing you need to do is fill in your personal information and accounts you're trying to dispute and then send the letter off. Make sure you send this letter through the mail to the bureaus with a copy of your photo ID, and Bank Statement, or Utility Bill!