📘 Minimalist Accounting & Finance Tracker – Printable + Digital Bundle

Take control of your finances with a clean, easy-to-use accounting system designed for clarity, flexibility, and everyday use.

This all-in-one accounting template bundle helps you track income, expenses, balances, receipts, and yearly summaries — whether you prefer paper planning or digital spreadsheets.

Perfect for small businesses, freelancers, self-employed individuals, and personal finance tracking.

✨ What’s Included

 🧾 Accounting Ledger Book

Track every transaction clearly and consistently.

Header fields:

* Year, Month, Sheet Number

* Starting Balance, Ending Balance

*Columns:*

* No.

* Date

* Description

* Account Balance

* Payment (Debit)

* Deposit (Credit)

* Balance

 📂 Account Index / Chart of Accounts

Organize your accounts in one place.

Header fields:

* Year

* Business / Owner

Columns:

* Account No.

* Account Name

* Account Type (Asset)

* Notes

💸 Expense Breakdown

Monitor spending and identify patterns.

Columns:

* Date

* Vendor

* Category

* Payment Method

* Amount

* Notes

 📊 Monthly Summary (12 pages – one for each month)

Get a clear monthly financial snapshot.

Fields included:

* Year, Month

* Opening Balance

* Total Income

* Total Expenses

* Net Result

* Closing Balance

* Notes

📝 Notes / Adjustments Page

A lined page for:

* Adjustments

* Corrections

* Financial notes

🧾 Receipt & Invoice Tracker

Keep all receipts and invoices organized.

Columns:

* Date

* Receipt / Invoice No.

* Vendor / Client

* Amount

* Paid (Y/N)

* Filed (Y/N)

📅 Year Overview

See the full financial picture at a glance.

Fields included:

* Year

* Business / Owner Name

* Currency

* Accounting Method

Summary items:

* Opening Balance

* Total Income

* Total Expenses

* Profit / Loss

* Closing Balance

* Notes

📈 Yearly Totals by Account

Plan and review performance across the entire year.

Columns:

 January – December (each month in its own column)

 🎨 Design & Format Options:

✔ 13 total templates

✔ Minimalist design

✔ Color options:

* Classic White (no border)

* 12 color border variations

✔ Available in three sizes:

* A4

* A5

* US Letter (8.5 × 11 in)

💻 Digital Versions Included

This bundle also includes:

Excel spreadsheets

Google Sheets version

Perfect if you prefer digital accounting, automatic calculations, or switching between paper and screen.

 🎯 Who This Is For

* Small business owners

* Freelancers & solopreneurs

* Personal finance planners

* Anyone who wants simple, structured, stress-free accounting

📥 Instant Download

This is a digital product.

No physical items will be shipped.

📌 What’s Included in the Download (ZIP/PDF/Exccel)

✔ Full User Guide

✔ Excel Accounting Ledger Book file

✔ 25 printable templates (Classic White (no border) and 12 color border variations(

✔ Direct Google Sheets download link so you can instantly copy the full template to your Google Drive

✨ Simple. Organized. Intentional.

Start tracking your finances with clarity today.

🌟 Take a look at my other apps in my Payhip store – thank you for your support!

!! IMPORTANT !!

• This spreadsheet is only compatible with Google Sheets (not Microsoft Excel).

• You will need a Google account to access the template (free to create).

PLEASE NOTE

• Digital Download: INSTANT DIGITAL DOWNLOAD ONLY. No physical product will be shipped

• Copyright: This design and spreadsheet is copyrighted by https://payhip.com/applications. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.

• Informational use only: https://payhip.com/applications cannot give any financial, tax or legal advice. Please do your own research and if needed contact a licensed financial advisor before making any financial decisions. Under no circumstances can or will https://payhip.com/applications or it’s owner be held responsible for any costs, loss, damage or injuries (direct or including without limitation indirect loss or damage) that result from the use of this spreadsheet.

Product safety:

This is a digital download for personal use only. No physical item will be shipped. Editable template. Customer can personalize certain parts after purchase.