Jan-Dec Budgeting Workbook

Using this Zero-based budget will ensure you account for every single penny you earn. List out your bills, expenses, debts and savings for every payday and make sure every dollar has its job.

The expense track will help you analyze your spending until the next payday to ensure you stay on budget.

Use the budget check-in sheet according to the frequency of your paydays to analyze your spending per category from a birds eye view.

Finally, use the bonus notes pages to scribble whatever financial reminders you might have for the month.

Happy budgeting!

▸ FEATURES:

✓ U.S Letter size 8.5in x 11in

✓ Minimalistic design

✓ Easy to use (Printable or Digital)

▸HOW TO USE:

• Download the PDF instantly upon purchase
• Save PDF to use digitally
• Print PDF to use as a printable

▸ SHEETS INCLUDED:

1. 12 monthly dividers from January to December
2. 2 Expense trackers for every month (24 total)
3. 1 budget check-in sheets for every month (12 total)
4. 60 budget sheets for the whole year, 5 for every month
5. 12 notes pages for every month
6. Printing instructions