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Credit Confidence Tracker

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Credit Confidence Tracker

Reflect. Rebuild. Repeat.

Are shame, silence, or self-doubt sabotaging your financial future? This faith-based tracker will help you move beyond the emotional weight of past money mistakes and take practical, prayerful steps toward credit clarity and confidence.

Created to pair with the Roads, Rocks, Weeds & Soil podcast episode “Credit, Confidence & Calling: Repairing What Shame Tried to Steal” — this tool invites you to examine your spending habits, review your credit report through a spiritual lens, and take one obedient next step.


Inside You’ll Find:

✔️ A guided credit reflection sheet to unpack the why behind your purchases

✔️ A spiritual credit audit rooted in grace, not guilt

✔️ Reflection questions with supporting scriptures (Joel 2:25, Proverbs 3:5, Hebrews 12:1)

✔️ A “Next Right Step” checklist to help you take action

✔️ Encouragement from the RRWS podcast community


This tracker is perfect for:

💳 Faith-based listeners facing debt or credit repair

🙏🏾 Believers trying to break free from shame around money

✍🏾 Anyone starting a financial reset with the Holy Spirit as their guide

📥 Download now and let God lead your financial healing—one step at a time.

Mistakes don’t disqualify miracles. You’re still covered.

You will get a PDF (2MB) file