Beginners Budget

Stay on top of your finances with our Beginners Budget Spreadsheet for Google Sheets & Microsoft Excel!

Feeling overwhelmed by your finances? Struggling to stay on top of your personal budget? This simple yet powerful digital budgeting tool helps you take control, reduce stress, and track your money—without the hassle.

✅ Clear & Simple Budgeting – Track income, fixed expenses, variable expenses, savings, and more—all in one place

📊 See where your money goes – Automatically categorize spending for clarity

📅 Plan ahead with confidence – Set a budget & monitor progress over any time period

🔢 Keep it simple – No need to know formulas—just enter your numbers & go!

📈 Make smarter money decisions – Get a clear overview of your financial health

💳 Works for any budget – Personal, family, or household finances

📂 Instant access, no apps needed – Works in Google Sheets (free) & Excel

📲 Budget anywhere, anytime – Use on your desktop, laptop, tablet, or phone

🎥 Beginner-friendly & easy to use – Includes step-by-step instructions & a video guide

WHAT’S INCLUDED?

You’ll receive an all-in-one budgeting template solution that includes:

✔️ Easy Budget Smart Spreadsheet

✔️ Step-by-Step Guides + Video Tutorial

Your purchase comes with:

🚀 Instant access to files for both Microsoft Excel and Google Sheets

Are you ready to simplify budgeting, reduce money stress, and stay on track? Start your budget today!

HOW DOES IT WORK?

✔️ Complete your purchase

✔️ Download a PDF file (for Google Sheets access) and/or Excel file, both instantly accessible via your Etsy ‘Purchases’ page or via your order confirmation email

✔️ Open the spreadsheet and start using it straight away

Please note:

• This is a digital download. No physical items will be shipped. 

• Excel versions of the product have been developed using the latest version of Excel Desktop and Microsoft 365. Older versions may not be compatible.

• Google Sheets versions of the product require a free Google account. Setup instructions are included (don’t worry, it’s easy!).

• As this is a digital product, this item does not qualify for refunds/exchanges. 

• All materials included in this purchase are for personal use only. No part of it can be distributed, sold, duplicated, reproduced, or used in any form without the written consent of the author. Terms of Use are included with the spreadsheet on purchase.

• The contents the spreadsheet are for informational purposes only. It is not intended to be financial, legal, or accounting advice. I will not be liable to any person for harm, damages, loss, claims, costs, and other liabilities with regards to your use of the documents.

If you have any questions prior to purchasing please send me a message, I’m always happy to help!