See what your purchases cost in hours of your life.

Turn any price tag into time spent working to pay for it.

FULL DESCRIPTION

What if you thought about purchases in hours instead of dollars?

A $50 purchase feels different when you realize it represents several hours of your working life.

And a $2,000 purchase feels different when you see exactly how many hours you have to work to pay for it.

We are very good at seeing the price of something, but we're much less likely to think about the time required to earn the money that pays for it.

This calculator makes that trade-off visible.

What You'll Discover

• How many hours of work it takes to pay for a purchase
• What a purchase costs you in time and money
• How financing and interest can change the true cost of a purchase
• A different way to evaluate discretionary spending
• A clearer understanding of the relationship between your money and your time

This Is For You If You're...

• Trying to spend more intentionally
• Working on reducing lifestyle inflation
• Considering a large or discretionary purchase
• Trying to understand what "affordable" really means
• Interested in building a different relationship with consumption
• Looking for a simple way to pause before automatically buying something

How It Works (Simple)

• Enter the price of something
• Enter your income and work information
• Add financing information for the purchase if applicable
• See how many hours of work that purchase represents

Try it with something you're considering buying or use it to rethink purchases you've already made.

Why This Is Different

Most budgeting tools ask: Can you afford this?

This asks: How much of your life will this purchase cost?

This tools gives you another piece of information to consider because the real cost of a purchase includes the hours you had to trade for it.

Why I Built This

Modern consumer culture makes it incredibly easy to think about money without thinking about what money represents.

But money is ultimately a claim on resources, including our time.

I built this tool as a simple way to reconnect those two things. To help you spend more intentionally.

What You'll Get

• Instant access to the Price-In-Time Calculator
• Personalized calculation based on your income and purchase price
• Option to account for financing and interest
• A new way to think about the relationship between money, work, and time
• Unlimited use—run the numbers on as many purchases as you want
• Works on any device (no app, no login)
• Free subscription to my weekly newsletter. No spam, unsubscribe anytime.

Note: This is an educational tool designed to help you think about spending decisions. It does not provide financial advice.