Method of Verification Power Letter (FCRA §611)

This is a post-dispute enforcement letter used after a credit bureau claims an account has been “verified

Why this letter is DIFFERENT:

✔ Not a basic dispute

✔ Forces bureaus to prove compliance

✔ Exposes automated e-OSCAR verifications

✔ Creates a paper trail for CFPB complaints

✔ High deletion success when bureaus fail to respond

Bottom line if your dispute came back ‘verified,’ this is your NEXT move