Recurring Cost Audit

Most people have no idea what their subscriptions and recurring costs actually add up to. The €9.99 here, the €15 there, the gym you stopped using in February. It quietly leaves your account every month and you barely notice.

This workbook fixes that.

It walks you through one simple process: list everything, audit each item against how much you actually use it, and decide what to keep, downgrade, or cut. The recommendations are calculated for you.

What's inside:

• Start Here guide so you know exactly what to do
• Cost Inventory to capture every recurring cost in one place (subscriptions, insurance, memberships, dues, loans, utilities, everything)
• Waste Audit that scores each item and tells you whether to keep, review, downgrade, or cancel
• Savings Dashboard showing your total spend, your potential savings, your waste percentage, and a full breakdown by category
• Action Plan to turn decisions into done

Everything updates automatically as you type. No formulas to build, no setup, no nonsense.

Most people find 15 to 30 percent waste on their first run. That can be hundreds of euros a year, recovered in an afternoon.

Works in Excel, Google Sheets, and most spreadsheet apps.

Lean thinking. Real life.