Debt Payoff Planner | Debt Snowball Calculator + Monthly Budget | Offline HTML App

See your debt-free timeline and keep your monthly budget in one place. List your debts, add an extra payment, and watch the months-to-debt-free number change.

What you get:

• Debt Snowball calculator: enter each debt’s balance, APR and minimum payment plus an extra monthly payment. It shows months to debt-free and total interest, paying the smallest balance first
• Safe to Spend dashboard, income, bills and category budgets
• Expense tracker and savings goals
• Backup, restore, CSV export, print-to-PDF and a PDF guide

Why you’ll like it: works offline, with no account, no subscription and no bank connection. It autosaves as you type, your data stays on your device, and there’s dark mode. Instant download.

Good to know: payoff figures are estimates based on the numbers you enter. Data is saved in your browser, so use the built-in Export backup regularly. A desktop or laptop is the most reliable. This is an organization tool, not financial advice. Personal use only, no resale.