So did you know that people on average, spend almost as much on the expense that goes along with living in there house or the apartment? Do they spend on their rent or mortgage? It's doesn't matter if your income is $15,000 or $ 150,000, a chance is that you are spending a whole hell of a lot of money each year on furnishings, repairs and improvements, insurance, and utilities. I know I wish I could live back in the old days when the utility bills didn't amount to a lot of money but the hard truth is those days are over. And now is the time to become a little more frugal utility user and learning to cut back a little bit on the electricity, phone and water use. No do not think that you now need to take a cold shower, and live in the dark all the time, and suffer the hot and be miserable summer from here on out? Let not even think about not stay warm in the winter nights? Hardly! Instead of trying to live in the stone ages again why not just pick few of these suggestions because every little bit helps, and if you combine a few of them you may be surprised at the amount you save on your utility bills and fee for your monthly service like internet services or saving on the phone bill.