COLLATERAL SURRENDER: HIS RUTHLESS CLAIM by Tammy Red

When her family’s empire collapses under mountains of hidden debt, twenty-two-year-old Ava Harper has no choice but to accept the devil’s bargain. Marcus Hale—ruthless billionaire, her mother’s ex-husband, and the coldest man she’s ever known—will erase every obligation, fund her final year at design school, and keep her mother comfortable. The price? Complete surrender. Her life. Her obedience. Her body.

Under his roof and under his rules, Ava discovers that hatred and desire are two sides of the same blade. Every command, every punishing touch, every moment of calculated denial strips away her resistance until she’s aching for the very man she once swore to destroy. What begins as financial domination becomes something far more dangerous: an all-consuming obsession that blurs the line between captivity and chosen possession.

As power shifts and vulnerabilities surface, Ava must decide whether freedom is worth losing the only man who has ever truly seen her—ruined her—and put her back together stronger. In a world of luxury and ruthless control, surrender has never tasted so sweet… or felt so permanent.

Content warnings: Explicit sexual content, power exchange, stepfamily dynamics, consensual non-consent elements, and intense emotional themes.