Your paydays move. Your bill due dates do not.

Enter your next two payday dates and each bill's due date. The planner shows which bills this paycheck must cover, how much needs to stay in the account, and how much is left before payday.

Three answers on one screen

1. Bills this paycheck must cover

Every unpaid bill due by the next payday, plus any rent set-aside, essentials, and reserve.

2. Amount left before payday

What remains after those amounts are protected. Treat it as a ceiling, not a spending target.

3. What the next paycheck must cover

The second pay window stays separate, so future income never makes today's result look larger.

A real example

- Money available today: $1,650

- Bills due by payday: $475

- Rent set aside: $500

- Essentials: $165

- Reserve: $100

- Amount left before payday: $410

What the planner does

- Sorts bills into this paycheck, the next paycheck, or later from their due dates

- Repeats weekly, every-two-weeks, and monthly bills automatically

- Places both paydays and every dated bill on a 35-day calendar

- Removes a paid bill from the remaining totals without hiding it

- Shows a shortfall clearly when the plan costs more than the money available

- Saves the plan in that browser and lets you download and restore a backup

- Prints or saves a dated copy as a PDF

Exactly what you download

- One offline browser planner

- One six-page printable PDF

- One plain-language Start Here guide with a completed example

How to open it

1. Download and unzip the ZIP file.

2. Double-click payday-bill-planner.html.

3. Choose Load example, then replace the sample numbers with your own.

Nothing is installed. It is not an Excel or Google Sheets file. It opens in a modern browser and works best on a laptop or desktop. Your entries remain in that browser on that device unless you create a backup.

See it before buying

Use the Preview button on this page to inspect the guide and sample screens. You can also test the smaller free bill sorter here:

https://clientflow-safe-spend.roynir5.chatgpt.site/bills-by-paycheck-calculator?utm_source=payhip&utm_medium=product_description&utm_campaign=paycheck_planner_clear_offer&utm_content=free_bill_sorter_before_buying

The free sorter handles a short bill list online. The paid planner keeps the full plan offline and adds repeating bills, the 35-day calendar, rent set-asides, essentials, a reserve, paid status, local saving, backup and restore, the next-paycheck view, and printable pages.

$7 one time. Use WELCOME10 for 10% off. No subscription or bank connection.

Important: This is an educational organization tool. It does not connect to a bank, move money, pay bills, predict unexpected costs, or provide financial, legal, tax, debt, or investment advice. Verify every amount and due date before making a payment decision. An unpaid bill due on payday is counted in the current plan because deposit and withdrawal timing can differ.

License: One person or one household. No resale, redistribution, sublicensing, PLR, MRR, or template flipping.