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Life103 Policy

Privacy Policy


Effective Date: 20 April 2026

Website/Store: Life130, including https://payhip.com/Life130

Contact:  Intelligence@life130.com


Life130 respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what we collect, how we use it, when we share it, and the choices available to you.


1. Information We Collect

We may collect:

•             Contact information, including your name and email address.

•             Order and transaction details, including products purchased, order history, and payment-related confirmations.

•             Technical data, including IP address, browser type, device information, and approximate location derived from analytics tools.

•             Communications you send to us, including support emails and customer service inquiries.

•             Marketing preferences, including whether you open emails or click links, where permitted by law.

We do not directly store full payment card details unless expressly stated; payments may be processed by third-party platforms and processors used to operate the store.


2. How We Use Information

We use personal information to:

•             Process purchases and deliver digital products or services.

•             Provide customer support.

•             Send transactional emails, receipts, and order updates.

•             Improve website performance, security, and user experience.

•             Prevent fraud, abuse, or unauthorized access.

•             Send marketing communications where permitted or where you have opted in.


3. Legal Bases

Where applicable, we process information because:

•             It is necessary to perform a contract with you.

•             We have a legitimate business interest in operating, securing, and improving the website.

•             You gave consent, where consent is required.

•             We must comply with legal obligations.


4. Sharing of Information

We may share information with:

•             Website, ecommerce, payment, email, hosting, analytics, and customer support service providers.

•             Legal or regulatory authorities when required by law or to protect rights and safety.

•             Successors in a merger, sale, or business transfer.

We do not sell your personal information in the ordinary sense of selling customer lists for cash.


5. Data Retention

We keep information only as long as reasonably necessary for business, legal, tax, accounting, dispute resolution, security, and recordkeeping purposes.


6. Your Rights

Depending on your location, you may have rights to access, correct, delete, restrict, object to, or request portability of your personal information.

To make a request, email support@life130.com.


7. Email Marketing

You may unsubscribe from promotional emails at any time using the unsubscribe link or by emailing Intelligence@life130.com. Transactional communications related to orders may still be sent.


8. Children

Life130 is not intended for children. We do not knowingly collect personal information from children without appropriate authorization where required by law.


9. Security

We use reasonable administrative, technical, and organizational measures to protect information, but no method of transmission or storage is completely secure.


10. International Users

Your information may be processed in countries other than your own, where data protection laws may differ.


11. Changes

We may update this Privacy Policy from time to time. The updated version becomes effective when posted with a revised effective date.


12. Contact

Questions or privacy requests: Intelligence@life130.com

 

 

 


 

Terms & Conditions


Effective Date: 20 April 2026

Business Name: Life130

Contact: Intelligence@life130.com


By accessing or purchasing from Life130, including through https://payhip.com/Life130, you agree to these Terms & Conditions.


1. Educational Content Only

Life130 provides educational and informational content related to longevity, healthspan, wellness, behavior, and related topics. Content is not medical care, diagnosis, treatment, or individualized professional advice.


2. Eligibility

You must be at least the age of majority in your jurisdiction, or have legal permission, to purchase and use the website and products.


3. Product Access

When you purchase a digital product, you receive a limited, non-exclusive, non-transferable license for personal use only, unless otherwise stated in writing.


4. No Resale or Unauthorized Sharing

You may not reproduce, resell, redistribute, share login credentials, upload, sublicense, or commercially exploit any Life130 content without prior written permission.


5. Payments

All prices are listed as shown at checkout. You agree to provide current, complete, and accurate billing information. Payments are processed through third-party ecommerce and payment providers.


6. Refunds

Refunds are governed exclusively by the posted Refund Policy. If there is any conflict between promotional language and this policy pack, the intended outcome should exactly match the 60-day “Hate It or It’s Free” guarantee displayed on the sales page, and the published refund page should be updated to remain fully consistent.


7. Testimonials and Examples

Testimonials, success stories, and examples reflect individual experiences and are not guarantees of any specific outcome.


8. Health and Results Disclaimer

Results vary based on many factors, including age, health status, adherence, lifestyle, and individual differences. You remain solely responsible for how you use any information or recommendations.


9. Intellectual Property

All content, branding, text, graphics, downloads, videos, frameworks, and materials on the website are owned by or licensed to Life130 and are protected by applicable intellectual property laws.


10. Acceptable Use

You agree not to misuse the website, interfere with security, attempt unauthorized access, copy materials unlawfully, or use the website in violation of law.


11. Disclaimer of Warranties

To the fullest extent permitted by law, the website and content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.


12. Limitation of Liability

To the fullest extent permitted by law, Life130 shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to use of the website or products. Total liability, if any, shall not exceed the amount paid by you for the applicable product.


13. Indemnification

You agree to indemnify and hold harmless Life130 and its affiliates from claims, losses, liabilities, and expenses arising out of your misuse of the website, breach of these terms, or violation of law.


14. Governing Law

These Terms shall be governed by the laws of the jurisdiction selected by Life130 in its principal place of business, unless otherwise required by applicable consumer law.


15. Changes

We may modify these Terms by posting an updated version on the website. Continued use after changes are posted constitutes acceptance of the revised Terms.


16. Contact

Questions regarding these Terms: Intelligence@life130.com





Refund Policy

Effective Date: 20 April 2026

Contact: Intelligence@life130.com


Life130 offers a 60-day “Hate It or It’s Free” guarantee. If you are not satisfied with your purchase, you may request a refund within 60 days of the purchase date by contacting support@life130.com.

Use this version unless the sales page uses narrower conditions; the final published version should match the sales page exactly, because refund terms should remain consistent across promotional copy and store policy pages.


Recommended text:

•             You may request a refund within 60 days from the date of purchase.

•             To request a refund, email support@life130.com from the same email used for your order and include your purchase details.

•             Refund requests submitted after the 60-day window are not eligible.

•             Refunds apply only to the original purchaser.

•             If duplicate purchases, technical access issues, or billing errors occur, contact support@life130.com for prompt resolution.

•             Approved refunds will be returned to the original payment method, subject to processor timing.

Exact-match version to publish


Life130 stands behind its offer with a 60-day “Hate It or It’s Free” guarantee. If, within 60 days of purchase, you decide the product is not for you, contact support@life130.com and request a refund. Refund requests must be made within 60 days of the original purchase date and sent from the email associated with the order, with enough information to identify the transaction. Once approved, refunds will be issued to the original payment method. This policy applies only to the original purchaser and only to purchases made through authorized Life130 sales channels.

Important: if the sales page includes extra conditions such as proof of completion, module review, worksheet completion, or exclusions for payment plans, those same conditions must be inserted here verbatim so the promise is exactly aligned. I could not verify that live wording directly from the page content.

 




Disclaimer

Effective Date: 20 April 2026

Contact: Intelligence@life130.com



The information provided by Life130 is for educational and informational purposes only. This is informational only and not medical advice.


Life130 does not provide medical advice, diagnosis, or treatment. Nothing on this website, in any product, email, video, download, or communication should be interpreted as medical, psychological, legal, financial, or other professional advice.


Always consult a qualified physician or other licensed healthcare professional before making changes related to diet, supplements, exercise, sleep, medications, treatment protocols, or any health-related practice, especially if you have a medical condition, symptoms, or concerns.


Do not ignore, avoid, or delay obtaining medical advice because of something you read or receive from Life130. Reliance on any information provided by Life130 is solely at your own risk.

Results discussed on this website are not typical guarantees and may vary widely by individual.




Life130@ALL right reserved.

Registered Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom

Country of Operation: United Kingdom

VAT Status: Life130 is not currently VAT registered. If registration becomes legally required in the future, applicable taxes will be handled in accordance with relevant laws.

Contact Email: Intelligence@life130.com