Refund Policy for Monthly Subscriptions:

1. Billing Information:

  - When you purchase a subscription, you will be charged the initial price monthly with auto renewal until you cancel on the Payhip site.

2. Understanding Payhip Charges:

  - If you see a charge from Payhip and are unsure why, please note that Payhip is a platform that allows creators to sell digital files, courses, memberships, and other products through their own branded store. It's likely that you bought something from one of our customers' stores and forgot to cancel the membership.

3. Finding Your Purchase:

  - You will have received an email receipt for your purchase. You can search your email for "Payhip" to find this receipt. Our email address is at the bottom of the receipt, which you can use to contact us directly for any inquiries or refund requests.

4. Requesting a Refund:

  - To request a refund, please reach out to us by clicking the contact button in my store. We aim to respond to all refund requests within 48 hours.

5. Refund Eligibility:

  - Refunds are generally issued for the initial subscription period if requested within 30 days of purchase, although there might be exceptions depending on the case. Refunds for subsequent months are considered on a case-by-case basis.

6. Cancellation Policy:

  - You can cancel your subscription at any time through your account on the Payhip site. After cancellation, you will continue to have access to the service until the end of the current billing cycle, and no further charges will be made.

Important note:

Typically you must be 18 years old or older to purchase something like this on Payhip. If you are under the age, please contact me for a refund and I will do so immediately.

1. Age Requirements

You must be at least 18 years old to purchase or access any product, subscription, or service from Liminal Lore Central unless you have obtained parental consent. By purchasing from us, you represent and warrant that:

• You are 18 years of age or older, or
• You are a minor (under 18 years of age) and have obtained parental or legal guardian consent before engaging in any transactions with us.

If you are a minor, you agree that your parent or legal guardian has reviewed and accepted these terms on your behalf. We reserve the right to request verification of age or parental consent at any time, and failure to provide verification may result in the cancellation of your purchase.

2. Parental Consent

If you are a minor (under 18 years old), you are prohibited from making any purchases or accessing certain content without the explicit consent of your parent or legal guardian. This includes, but is not limited to, subscriptions, digital products, services, and any other paid content.

By engaging in a transaction with us, you confirm that:

• Your parent or legal guardian has provided consent for you to purchase our products or services, or
• You have a valid method of payment that is owned by your parent or legal guardian.

If we discover that a transaction was made by a minor without appropriate parental consent, we may immediately void the transaction and issue a refund, and we reserve the right to suspend or terminate access to our products or services.

3. No Responsibility for Unauthorized Purchases

We are not responsible for any unauthorized purchases made by minors who fail to obtain proper parental consent. If a minor uses a payment method without the consent of the cardholder or guardian, we may, at our discretion, investigate the transaction and take necessary action, including suspending or canceling the order.

4. Compliance with Applicable Laws

You agree to comply with all applicable laws, including any local, state, and international regulations, related to purchasing, using, and sharing our products or services. This includes abiding by laws that protect minors from online transactions without consent and any relevant consumer protection laws.

5. Right to Terminate Access

We reserve the right to terminate or suspend access to our services if we have reason to believe that a user is underage or has engaged in prohibited conduct, including, but not limited to:

• Providing false information regarding age or parental consent.
• Violating any terms related to the purchase of goods or services.

6. Indemnity

You agree to indemnify and hold harmless, its affiliates, employees, and agents from any claims, damages, liabilities, and expenses (including legal fees) arising from your violation of these TOS, including but not limited to any unauthorized purchases made by minors or failure to obtain proper parental consent.

7. Changes to These Terms

We may update or modify these TOS at any time. Any changes to these terms will be effective immediately upon posting on our website or platform. Please review these TOS periodically to stay informed of any updates.

8. Contact Us

If you have any questions or concerns regarding these Terms of Service, please contact us.

By engaging in a transaction with us, you acknowledge that you have read, understood, and agreed to these Terms of Service.

Key Points Covered:

1. Age Verification: Clearly states that minors cannot purchase without parental consent.
2. Parental Consent: Emphasizes the need for parental permission for minors to make transactions.
3. Data Protection: Addresses compliance with laws like COPPA to safeguard minors' personal data.
4. Legal Compliance: Ensures adherence to consumer protection and privacy laws.
5. Termination Clause: Allows the merchant to cancel transactions that violate these terms.