Fullz" is a term used on the dark web to refer to a complete package of stolen personal and financial information. This data typically includes a person’s name, Social Security Number (SSN), date of birth (DOB), address, and payment card details. The name "Fullz" reflects the "full" set of information provided, making it highly valuable for identity theft and fraudulent activities.
Why Fullz Are Significant in Cybercrime
Fullz are a key commodity in the underground economy of cybercrime. They enable criminals to commit a range of frauds, from opening bank accounts to applying for loans in someone else's name. Visit my site o know more about Feshop
What Does a Fullz Package Contain?
Personal Identification Information (PII)
- Name: The victim's full name as it appears on official documents.
- Address: Current or previous residential address.
- Date of Birth (DOB): Crucial for verifying identity.
Financial Data
- Payment Card Details: Includes card numbers, expiration dates, and CVV codes.
- Bank Account Information: Account numbers and routing numbers may also be included.
Additional Data
- Social Security Number (SSN): Vital for identity verification and tax fraud.
- Email and Passwords: Often part of the package for accessing online accounts.
How Are Fullz Obtained?
Phishing Attacks
Cybercriminals use fake emails, websites, or messages to trick individuals into providing their sensitive information.
Data Breaches
Hackers infiltrate databases of companies and organizations to steal large amounts of user data, which is then sold on the dark web.
Skimming Devices
Physical skimmers installed on ATMs or point-of-sale terminals capture cardholder data, which can be used to build Fullz profiles.
Social Engineering
Some attackers manipulate individuals into voluntarily sharing personal information through deceit or manipulation.
Why Fullz Are So Valuable
Versatility in Fraud
Fullz provide everything a fraudster needs to impersonate someone and commit crimes, such as:
- Identity Theft: Opening bank accounts or applying for credit in another person’s name.
- Tax Fraud: Filing false tax returns to claim refunds.
- Healthcare Fraud: Using stolen information to receive medical care or benefits.
High Demand in the Dark Web Marketplace
Fullz command high prices on platforms due to their comprehensiveness and usability, making them a sought-after commodity.
How Fullz Are Sold
Dark Web Marketplaces
Marketplaces offer Fullz with varying levels of detail and freshness. Vendors often provide guarantees or refund policies to attract buyers.
Pricing Structure
- Basic Fullz: Includes PII and card details.
- Premium Fullz: Adds more sensitive information like SSNs and bank details.
- Regional Variations: Fullz from certain regions may be priced higher due to demand or fraud potential.
Payment Methods
Transactions are conducted in cryptocurrencies like Bitcoin to ensure anonymity for both buyers and sellers.
Risks of Using Fullz
Legal Consequences
Purchasing, selling, or using Fullz is illegal in most jurisdictions, carrying severe penalties including fines and imprisonment.
Fraud Detection
Financial institutions and companies deploy sophisticated fraud detection mechanisms, making it harder to use Fullz successfully.
Incomplete or Invalid Data
Buyers risk purchasing outdated or incomplete Fullz, resulting in financial loss.
How to Protect Yourself from Being a Victim
Strengthen Online Security
- Use Strong Passwords: Avoid using the same password across multiple accounts.
- Enable Two-Factor Authentication (2FA): Adds an extra layer of security for online accounts.
Monitor Financial Activity
Regularly review bank and credit card statements to spot unauthorized transactions early.
Be Cautious with Personal Information
Avoid sharing sensitive details through email or over the phone unless you are sure of the recipient's legitimacy.