SoRichIam Media
Let's face it. Some people are in serious economic distress. Something has got to give for low-mid income people barely getting by. Rather than waiting to hit the lottery, here are some practical things you can do today to create additional income.
Some people are making a lot of money making a few smart moves. You can too!
*Please note; the following is for educational purposes only and does not constitute financial advice. Do your own due diligence. Now, let's get started!
1) Consider buying groceries at mid size grocery stores like Aldi, ShopRite, Price Rite and/or your local farmers market. Many of these places offer organic, vegan, and kosher options at affordable prices.
For those who may find themselves short of funds for food essentials, please contact your local food pan
try for free groceries. They too offer many healthy food options. Many also bridge the gap for many parents and children during the summer months who may otherwise be fed by school lunches. Some even have mobile food pantries that set up pop up shops in certain communities in the summer or throughout the year.
2) Look for eSavings and eChecking accounts with high yield interest rates with no monthly fees. Most of these options offer you up to 20 x times the national average (1% -5% on average). Most national brick and morter banks offer less than 0%. They are mostly offered when you open an online esavings or echecking account. Because they are offered online, they don't have an overhead expense like most big brick and mortar banks. However, some local credit unions do offer high yield savings.
Do your research. Make sure you choose one that is FDIC insured.
Sites like bankrate, investopedia, and wallet nerd post these high yield savings accounts each month. Remember, they are ads. You don't have to choose what they promote. Choose the one that fits your needs. Many have no minimum amounts to open an account and no monthly fees.
Remember, eSavings does not send you card, as the goal is to save and grow your money. But many of the echecking accounts do send a debit card. Ask if there are any ATM fees.
Some also offer high yield savings and checking accounts for small businesses. Once you establish a relationship, you can also request a personal loan, commercial loan, mortgage, car loan etc. if needed.
3) Tithe
Give the first 10% of all your income to your local synagogue. It's a sound biblical concept called tithing used for centuries by the wealthy like John D. Rockefeller which he started doing when he was a poor high school drop out. But he tithed from every dollar he made and became the richest man in America in his day!
Rockefeller's wealth continues to grow even after his death. Amazing. Right? We don't know why but tithing works. Try it for yourself and see. If you have no money to start, you can make free clicks for charities online daily. Sponsors will donate on your behalf until you have your own money to donate.
Trust us. Tithing and giving charitably is a great way to get out of debt and increase your wealth.
Support your local community first and then consider a national or international organization. Never stop giving to places like your local synagogue, church or charitable organization and you will always prosper.
We're not even sure why it works. But tithing is the only place in the bible that allows you to test God.
Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it. Malachi 3:10
John D. Rockefeller says his mother taught him how to tithe. It made him a billionaire. When he got sick and was told he had a short time to live, he remembered he had stopped tithing and starting giving away millions of dollars to spiritual centers, schools, arts, and healthcare. He shocked his doctors and lived into his nineties. Miracle? Maybe. Tithing? Likely.
4) Become Financially Literate.
Learn how money can make more money. Albert Einstein called compound interest the eight wonder of the world. Be sure to learn how compound interest works. It makes your money grow faster. Once you get this going, your money grows on auto-pilot!
John D. Rockefeller may have 
been a high school drop out, but he took one business accounting class at his local college as a young man where he met and eventually married his wife Laura Spelman Rockefeller.
You can also learn more about cryptocurrency free via coinbase (USA) and other sites online like YouTube.
5.) Use your Social Media Network skills to Prosper!
Many people have learned how to leverage their social network to create additional income. You don't have to be Kim Kardashian to do this either. You can share items you have already purchased and like and recommend to others and ear an income from it.
Check out sites like Temu (rumored to be the next Amazon), Alibaba, or discount stores like TJMaxx or Marshalls where you can purchase quality items at discount or wholesale prices and re-sell on sites like Amazon, Etsy, eBay, or Shopify. Don't buy items you don't need.
Buy something you actually need. Demonstrate its use in a video if you really like it.
Then post a link on your social media page, website or blog where others can purchase. When you sign up free at Temu, you save an additional 30% on your purchase and we also earn a small commission so we can write and share more helpful content. It's a win/win!
6) Continue your Education Online
When you continue learning, you can add value to your resume and potential employers. There are sites (i.e. edx.org, coursera.org and udemy.com) that offer university education courses online and many of them are free. You can take a course in computer coding, graphic arts, religion, business, marketing and just about anything you can imagine! You can audit a class for free or obtain certification for completing the class.
The course fee is minimal compared to paying for a year at a college or university. Most course fees are less than $200 as of this writing. And many of them are offered at Ivy League universities!
Imagine paying $100-$1,000 for taking 1-5 courses online at our own pace? You are continuing your education and adding value to your resume and potential employer. That means you can ask for a higher salary!
7) Part Time Freelance Work
Use your current skills or newfound skills after taking some online courses by doing freelance work. Many people and small businesses are now working remotely and seeking subcontract workers to help them.
Sites like Freelancer.com, Fiverr.com, Flexjobs.com, and Upwork.com are good places to start. Choose the sites that offer the kind of work for which you qualify.
You can even join multiple legit sites and see what comes your way. Don't give out your personal information. Work through the sites. They screen the employers and will pay you once the work is complete.
You can do most of this work from home, vacation, or maternity leave etc. You just need a laptop and a smartphone!
8) Flexible Part Time Shopper and Drivers
Like to shop? Great! Sites like Instacart need personal grocery shoppers and Grubhub to deliver meals.
Work when you want or are available. Other sites like Uber and Lyft offer decent pay for part time work.
9) Package and Sell your Own Product or Courses
Have a physical product, ebook, audio book, or course of your own that you can package and offer for sale? Try payhip. com Join free.
Payhip earns a commission from your sales. It's free o get started. Etsy, Shopify, Clickbank, and ebay are a few others to consider to resell your own products.
10) Marketing your Products for Free or Low Cost
First utilize (but don't abuse) your social media networks like TikTok, Facebook , X (aka Twitter), Instagram etc. Most of these have groups interested in what you are offering. You can even place a small ad if necessary with a small budget. Start with the free options until you start making money. But never be shy about investing in yourself, your family and your own well being.. Whether it be to learn something new, placing ads (marketing) or personal development. You and your family are worth it.
A little wisdom will take you a long way. Have faith. Don't give up. You may not get rich over night. But things will get better. Persist. Stay focused and keep the faith.
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P.O. Box 20711
Rochester, New York 14602 USA
"For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future". Jeremiah 29:11
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