I’ve spent more than 45 years working in the computer industry — building systems, solving workflow problems, and creating practical tools that help real people get real work done. My background isn’t academic or theoretical. It’s hands‑on, day‑to‑day operational experience across multiple industries, from small businesses to large organizations.

Over those decades, I learned something important:

Most people don’t need complicated software. They need tools that are clean, reliable, and easy to use.

That’s mainly why I build spreadsheets.

Every template in this store is designed or acquired with three goals in mind:

1. Make your work easier

No clutter. No confusion. No unnecessary features. Just clear, functional tools that help you stay organized and in control.

2. Make your workflow smoother

Every layout, category, and formula is structured for real‑world use — not theory. These spreadsheets are built the same way I built tools for businesses over the last four decades: simple, dependable, and frustration‑free.

3. Give you full control

No subscriptions. No locked cells. No hidden formulas. Every spreadsheet is fully customizable so you can adapt it to your exact needs.

If you ever need something customized — a new feature, a modified workflow, or a completely new tool — I offer affordable modification and custom‑build services. My goal is to help you get a spreadsheet that fits your work perfectly.

Practical tools. Clean design. Real experiences for real situations.

That’s what you’ll find here.

Banking Spreadsheets

Personal Banking Toolkit

Personal Banking Toolkit