Last updated: January 2026

By accessing or purchasing from Unlify Tools, you agree to these Terms & Conditions.

Products

Unlify Tools provides digital products, primarily spreadsheet-based simulators and tools.

All products are delivered digitally. No physical goods are shipped.

License

When you purchase a product, you receive a personal, non-transferable license to use it for your own purposes.

You may not:

• Resell or redistribute the product
• Share it publicly
• Claim it as your own work
• Use it in a commercial product or service without permission

Nature of the Tools

All tools are provided for informational and educational purposes only.

They:

• do not provide financial, legal, or professional advice
• do not guarantee outcomes
• model hypothetical scenarios based on user inputs

You remain fully responsible for any decisions you make.

Unlify Tools is not liable for actions taken based on the use of its products.

Refunds

Due to the digital nature of the products, all sales are final unless otherwise stated.

If a product is defective or inaccessible, we will make reasonable efforts to fix the issue or provide access.

Availability

We reserve the right to:

• modify or discontinue any product
• update content or features
• change pricing at any time

Purchased products remain accessible to buyers.

Limitation of Liability

To the maximum extent permitted by law, Unlify Tools shall not be liable for any direct or indirect damages arising from the use or inability to use the products.

All tools are provided “as is”.

Governing Law

These Terms are governed by the laws of the Province of Ontario and the laws of Canada.

Contact

For questions regarding these Terms:

Unlify Tools

Ontario, Canada

Email: unlifyunderstandlife@gmail.com