Household Budget Tracker Spreadsheet | Annual Budget Planner with Monthly Tabs | Excel and Google Sheets Budget Template

One file, one whole year of money, zero subscriptions.

Budget apps charge you every month to show you your own numbers. This tracker does it once, in a spreadsheet you own: 12 monthly tabs plus a year dashboard that keeps score for you.

WHAT YOU GET

- 12 monthly tabs (Jan-Dec): budget vs actual for income and 11 expense categories, differences calculated automatically

- Year Dashboard: yearly totals, what you actually saved each month, and your savings rate

- Start Here tab with plain-language instructions

- Rename any category to fit your household (groceries, daycare, tithing, whatever your life actually has)

YOU ONLY TYPE IN THE YELLOW CELLS. Totals, differences, and the whole dashboard are live formulas. No macros, nothing to install, no monthly fee, works offline.

WORKS WITH: Microsoft Excel and Google Sheets.

GOOD TO KNOW

- Instant download, no physical product

- One household per purchase; please do not share or resell the file

- Questions before buying? Message the shop. We answer fast.

Designed by a seller with AI assistance, then reviewed, tested, and finished by a human. This is an original template, not a resold or copied file.