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The UK Newcomer Money Guide: Tax, NI, Benefits and NHS — Everything You Weren't Told When You Arrived

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A plain-English financial guide for newcomers and Skilled Worker visa holders in the UK. Covers how PAYE and tax codes work, NI number setup, how to register with a GP and what your visa covers on the NHS, what benefits you can and cannot claim as a visa holder, ISA vs pension explained for newcomers, how to build a UK credit score from scratch, and the 10 costly mistakes newcomers make with HMRC. Written for people who just arrived and find gov.uk confusing. Instant PDF download.

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