Home Budget Tracker UK: Step-by-Step Guide with Excel Household Budget Workbook (PDF + Excel)

Want to see where the month's money goes? This download gives you a step-by-step guide and an Excel workbook, with a worked household example so you can see what a filled-in budget looks like before you start your own.

Includes: your first budget in 60 minutes, sinking funds (turning yearly bills into monthly amounts, with the sums shown), a once-a-year bills check, which bills to pay first if money runs short, and where to get free debt help.

The guide (PDF, 28 pages) covers: quick start, setting your household scope, choosing a tracking method, monthly income, the monthly spending plan, bills and a payment calendar, a daily transaction log, a weekly spending review, annual costs and savings pots, debt and payment records, irregular income and payment timing, month-end review and reconciliation, a worked household example, copy-ready blank worksheets, what to do if the budget does not balance, and privacy and maintenance.

The workbook (Excel) has 10 sheets: Start Here, Lists, Income, Plan, Actuals, Summary, Payment Timing, Future Costs, Shortfall Plan and Worked Example.

Built for Microsoft Excel on Windows.

Education only. This is a budgeting tool, not financial or debt advice.

WHAT IS INCLUDED:

1x Home Budget Tracker Guide (PDF, 28 pages)

1x Household Budget Workbook (Excel, 10 sheets: Start Here, Lists, Income, Plan, Actuals, Summary, Payment Timing, Future Costs, Shortfall Plan, Worked Example)

1x START_HERE Quick Orientation Guide (TXT)

REFUND POLICY: Instant digital download. When you buy, you agree to receive the files straight away and you accept that you lose your 14-day right to cancel once the download starts. This does not affect your legal rights: if a file is faulty, will not open, or is not as described, message us at https://payhip.com/HBTSmartToolsUK/contact (or email t2automations.desk@gmail.com) and we will fix it, replace it or refund you.