Debt Slayer: Payday Budget Planner (Monthly Pay)

MONTHLY PAY EDITION: starts set up for monthly pay (including "last working day"). You can switch to weekly, fortnightly, 4-weekly or twice a month any time.

Know where every payday goes, and the month you'll be debt-free.

★ TRY IT FREE FIRST: https://paydaytoolsuk.com/debtslayer/demo

(the real app with example data, no sign-up, nothing to download)

Debt Slayer is a budgeting app for your phone, tablet or laptop. Type in your wages and it tells you exactly how much goes to bills, debts, savings and spending, so nothing catches you out before next payday. Pay once: no subscription, no bank login.

★ HOW IT WORKS

1. Answer three quick questions: where you live, how you're paid, and how much spending money you want.

2. Add your bills and debts.

3. On payday, type in your wages. It splits them for you. Tick each one off as you move the money.

★ WHAT IT DOES

• Payday plan: bills pot, extra off debt, savings, safety-net buffer and "safe to spend", down to a daily amount

• Knows your payday: weekly, fortnightly, 4-weekly, twice a month or monthly, moved for bank holidays

• Bills calendar: every bill and payday on one colour-coded calendar

• Automatic payments tick themselves (direct debits, standing orders, autopay)

• Debt-free date, with 5 payoff plans: snowball, avalanche, clear one first, build a buffer or balanced

• Interest included, so you see how much of each payment really comes off

• 0% deal alarm before an interest-free deal ends

• "What if I paid £10 more?" slider

• Built-in 52-week savings challenge (classic, reverse or pick any)

• Payday and bill reminders added to your own phone calendar

• Savings goals, "left until payday", history and charts

• Three looks: light, dark, or Dragon mode 🐉 with a gold dragon ready to slay your debt

• PIN lock and backups

• "Debt slain!" celebration every time you clear one

★ WORKS WHERE YOU LIVE

UK (England and Wales, Scotland, Northern Ireland), Ireland, USA, Canada, Australia and New Zealand: your currency, your bank holidays, and links to free debt help in your country.

★ PRIVATE BY DESIGN

No bank login and no account. Everything you type stays on your own device. Nobody else can see it, not even us.

★ WHAT YOU GET

An instant download (ZIP) containing:

• The Debt Slayer app, which opens in your web browser and works offline

• A START HERE page and a printable welcome card with your unlock code

• A link and QR code to use it on your phone and add it to your home screen

★ GOOD TO KNOW

• This is a digital download; nothing is posted.

• Works in any modern web browser: Safari, Chrome, Edge or Firefox.

• Your data lives on the device you use; use Settings → Save backup to move it to another device.

• Debt Slayer is a calculator to help you plan, not financial advice. Interest and dates are estimates.

• Charged in pounds sterling (GBP); your bank converts it if you're outside the UK.

Questions? Email paydaytoolsuk@gmail.com. I reply to everyone.