Emergency Fund Checker: If my income stopped, how long could I last?

If the money stopped on Friday, how long would you last? The honest number, split between what you genuinely have to pay and what you'd cut, with a plan for closing the gap.

WHAT YOU GET

- Mark each bill must-pay or could-go and get two figures, not one

- Handles money still coming in: sick pay, a partner's wage, a lodger

- A bar against the one, three and six month milestones so you can see where you are

- Says the jump from nothing to one month matters more than three to six

- And that where you keep it matters as much as how much there is

HOW IT WORKS

1. List what you must pay: Only the things that don't stop when the income does.

2. Add what you'd fall back on: Savings you could reach this week, and anything still coming in.

3. See the number: Then pick a target and it works out how to get there.

One file. Double-click it and it opens in the browser you already have: Chrome, Edge, Safari or Firefox. Nothing to install, no account, no subscription.

Nothing you type ever leaves your computer. There is no server involved, which is why it still works with the wi-fi switched off.

30-day refund, no questions asked.