Biweekly Budget Planner — Paycheck Budget Spreadsheet for Biweekly Pay

Biweekly Budget Planner — Paycheck Budget Spreadsheet for Biweekly Pay

You get paid every two weeks — but rent, bills and groceries do not wait for a monthly salary. Most budget templates assume one payday a month. This one is built around your two paychecks.

Each paycheck gets its own job. Paycheck 1 covers the bills due early in the month; Paycheck 2 covers the rest. You always know which paycheck pays what, and what is left after each one lands.

What you get:

• Biweekly Budget — your two paychecks, bills and spending by category, and a summary: take-home, spent, money left, savings rate

• Paycheck Split — split each paycheck the day it lands: bills, groceries, savings, fun money, left to spend

• Bills Calendar — every bill with its due day, amount, which paycheck covers it, and whether it is paid
• Savings Goals — target, saved so far, still to save, progress %, months to reach the goal
• Debt Payoff — snowball tracker with balance, APR, minimum and extra payments, months-to-payoff estimate
• README sheet — 5-minute setup guide, no macros, no add-ins

How it works:

Yellow cells are the only ones you type in. Everything else is a formula. Works in Microsoft Excel 2016 and newer, and in Google Sheets (File > Import > Upload). No sign-in, no subscription, no macros.

Who it is for:

Anyone paid every two weeks — hourly workers, salaried staff on a biweekly cycle, and couples juggling two paydays — who want one calm place to see their money.

You get: 1 Excel file (.xlsx), 6 sheets, instant download. For personal use only.