Debt Payoff Tracker Spreadsheet – Snowball & Avalanche Method Debt Eliminator for Personal Finance

DEBT PAYOFF TRACKER — Watch the Number Go Down.

Excel debt payoff system that runs BOTH the snowball method (smallest balance first, for motivation) and the avalanche method (highest interest first, for math) and tells you exactly when each debt is paid off under each strategy.

WHAT'S INCLUDED:— Per-debt entry (balance, APR, minimum payment, due date)— Snowball schedule (auto-generated payoff order)— Avalanche schedule (auto-generated payoff order)— Side-by-side comparison (months saved, interest saved)— Extra-payment slider (drop $50, $100, $200/mo and see the impact)— Visual progress bar per debt— Total debt timeline (when you're debt-free)— Works with Microsoft Excel and Google Sheets

WHO THIS IS FOR:— Anyone with 2+ debts (credit cards, student loans, medical, personal)— People rebuilding after divorce, job loss, or medical event— Households on a tight budget who need a clear plan

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