Budget by Paycheck — All-in-One Monthly Budget & Expense Tracker

Track income, bills, subscriptions, debt, savings, and spending in one powerful Google Sheets & Excel template.

✨ Beginner-friendly

✨ Works in Google Sheets + Excel

✨ Customizable categories

✨ One-time purchase — lifetime updates

✅ What’s Included

• Google Sheets template (.gsheet)
• Excel file (.xlsx)
• Quick start guide inside the sheet
• Lifetime updates

💡 Key Features

Plan

• Income planner by paycheck
• Bill & subscription calendar
• Custom categories

Track

• Simple transaction log
• Auto sums & category totals
• Leftover & variance highlights

Grow

• Debt payoff tracking
• Sinking funds / savings goals
• Visual summaries (charts & graphs)

👥 Perfect For

• Beginners who want a simple, proven system
• Busy families or couples planning together
• Freelancers & side-hustlers with irregular income
• Anyone who loves a customizable spreadsheet

📋 How It Works

1. Set income & bills: Enter paychecks and recurring bills with due dates.
2. Budget your categories: Assign monthly targets.
3. Log transactions: Record spending as you go — totals update automatically.
4. Review your month: See budget vs. actual and savings progress.
5. Duplicate for next month: Build momentum over time.

💬 Testimonials

“This tracker finally made budgeting click for me. I can see exactly where my money goes.”

— Happy Customer

“Clean, simple, and customizable. If you love spreadsheets, you’ll love this.”

— Budgeter in GA

🙌 Money-Back Guarantee

Try it for 7 days. If it isn’t right for you, just reply to your receipt email for a full refund — no hassle.

👉 Ready to take control of your money?

Click “Buy Now” and start using the Budget by Paycheck Tracker today.