The 2027 Money Reset | A Simple Money Tracker + Habit Quests

Keep bank spending, credit-card purchases and repayments separate—without building a complicated budget. The 2027 Money Reset is a manual Excel money tracker with one row for each month of 2027.

Record your income, bank-paid spending, savings and credit-card activity, then check your selected-month overview. Four optional habit quests let you record monthly check-ins. The €9 digital download includes an editable Excel workbook and PDF quick-start guide. No bank connection or automatic transaction imports.

Inside

• My Money — a quick monthly view of income, bank spending, savings and estimated card balance.

• My Month — one row per month for recording money in and money out, with bank spending, credit-card purchases and repayments kept separate.

• My Progress — four optional financial habits per month, worth 25 XP each. Progress means showing up, not meeting a savings target.

• A concise PDF quick-start guide with a worked credit-card example and no-debt instructions.

What you receive

• One editable Excel (.xlsx) customer workbook covering January–December 2027.

• One PDF quick-start guide.

Before you buy

This is a manual monthly tracker, not an app, a transaction importer, a live bank connection or an automated budget that categorizes purchases. Credit-card debt is shown as one combined planning estimate; it does not calculate interest, fees or separate card statements. You need software compatible with .xlsx files; it is designed for Excel, and Google Sheets compatibility has not been verified.

The figures shown in previews are fictional. General educational use only, not personalized financial advice. Verify your balances against your financial institution; rules vary by jurisdiction.