2027 Budget Starter (Free): Simple Monthly Budget Spreadsheet (Excel & Google Sheets)

A free, no-fuss budget for one month of 2027. Plan what you expect to earn and spend, type in what really happened, and the sheet does the math.

What's inside

- Start Here tab with simple step-by-step instructions

- Monthly Budget tab: income lines plus 12 common expense categories (you can rename them), Planned vs Actual, an automatic Difference, OK/Over status that turns red when you overspend, auto totals, money left over, and your savings rate

- Year Summary preview: pulls your month into a one-year table so you can see how a full-year view works

Works in Excel and Google Sheets (File > Import, or upload to Drive and open with Google Sheets). The download is blank and ready for your numbers.

Want the whole year? The free starter covers one month. The full 2027 Monthly Budget Planner ($9) has 12 month tabs (planned vs actual), a Year Overview with a chart, a Bills Checklist, Savings Goals, and a Debt Payoff Tracker (snowball and avalanche).

More SideTally templates: https://payhip.com/SideTally

A planning tool, not fina ncial advice.