I thought I spent $80/mo. I didn’t.

See forgotten subscriptions and this month’s grocery spend vs budget.

You get one spreadsheet (Excel + works in Google Sheets).

Yellow cells = you type. Gray cells update themselves.

Tabs:

• HOME — your four numbers

• Subscriptions — every recurring charge

• Groceries — each store trip

• Cut list — what to cancel

Not financial advice, only a tracker. Instant download after payment.