Canadian Budget Planner — Editable Spreadsheet (RRSP, TFSA & FHSA Ready)

Take control of your money with a Canadian-built budget spreadsheet that does the math for you — no formulas to figure out, no guesswork. This editable XLSX template gives you: - Monthly Budget tab — track Planned vs. Actual spending across Housing, Transportation, Debt, Food, Personal, and more, with totals and your savings rate calculated automatically - Savings & Investments tracking built in — RRSP, TFSA, and FHSA contributions get their own line, so they're treated as a required part of your budget, not an afterthought - Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend over the year at a glance - Just fill in the blue cells — everything else updates automatically Made by the team behind MoneySavings.ca, where we cover Canadian personal finance, mortgage rates, and money-saving tips every day. File format: XLSX (Excel). Works in Excel, Google Sheets, and Numbers.