Lending With Confidence : A Real-World Guide to Private Lending

Private lending can be a powerful way to participate in real estate—but only when you understand the borrower, the opportunity, and how your money is coming back.

In Lending with Confidence, Diane and Roger Oquist share the practical systems, real-world experiences, and hard-earned lessons that have shaped the way they lend today. Drawing from more than 30 years in real estate and over 70 funded loans, they walk readers through the private lending process in clear, conversational language.

This is not a book filled with complicated formulas or unrealistic promises. It is an honest look at what private lenders should consider before wiring their money—and how to protect their capital after the loan has been funded.

Inside, you will learn how to:

• Evaluate both the borrower and the opportunity
• Verify the property value and renovation budget
• Understand first- and second-position liens
• Structure and document a private loan properly
• Confirm title, insurance, signing authority, and lien position
• Manage rehab draws and monitor progress
• Evaluate exit strategies and backup plans
• Recognize warning signs before they become expensive problems
• Build a lending box that fits your goals and risk tolerance
• Use a Transaction Coordinator as a second set of experienced eyes

Diane and Roger also share real lending stories—including loans that performed as expected, opportunities they chose not to fund, and difficult situations that changed their systems. Each chapter includes three key takeaways, practical questions to consider, and guidance you can apply to your own lending decisions.

Whether you are considering your first private loan or want to strengthen the systems you already use, Lending with Confidence will help you ask better questions, recognize risk, and make more informed decisions.

Because the goal is not simply to fund a loan.

The goal is to understand the opportunity, protect your capital, and have a clear plan for bringing your money home.

Your Purchase Includes Both Ebook Formats

• PDF Edition: Beautifully formatted, with a clickable Table of Contents, illustrations, and appendices. Ideal for computers, tablets, and printing individual reference pages.
• EPUB Edition: A flexible, reflowable ebook format for compatible ebook readers and reading apps, including Apple Books and Kindle via Send to Kindle.

One purchase. Both formats. Instant digital delivery.

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