The Tradie's Cash Flow Forecast

Know what's coming in, what's going out, and what's left.

Flat out working but still unsure where your money is going? You're not alone.

The Tradie's Cash Flow Forecast is a simple, easy-to-use spreadsheet designed to help builders, tradies and small business owners get a clearer picture of their cash flow without complicated financial jargon or expensive software.

Plan ahead, keep track of upcoming payments and spot potential cash shortages before they catch you off guard.

What's included?

• 13-week cash flow forecast to plan ahead and see what's coming.
• Expected income tracker to keep an eye on customer payments.
• Upcoming bills and expenses including wages, suppliers, subcontractors, vehicles and other business costs.
• GST and tax set-aside tracking to help plan for upcoming obligations.
• Projected closing balance to see how your cash position could change week to week.
• Simple dashboard to highlight your lowest projected balance and potential cash flow concerns.
• Easy-to-follow instructions so you can get started without needing to be a numbers person.

Who is it for?

Small to medium trade businesses, builders, subcontractors and owner-operators who want better visibility over their money without adding another complicated system to their workload.

Whether you're managing a handful of jobs or juggling multiple projects, this tool helps you plan ahead instead of constantly reacting.

Why you'll love it

✔ Simple and practical

✔ Designed with tradies in mind

✔ Helps you plan for upcoming expenses

✔ Makes potential cash flow gaps easier to spot

✔ Reusable week after week

Instant digital download — $21 AUD.

Download it, enter your figures and start getting a clearer picture of your business cash flow.

Please note: This is a business planning tool, not accounting, tax or financial advice. Forecasts are based on the figures and payment estimates you enter. Actual cash flow may differ.

Tidy Business Co. — Digital Product Licence

What your purchase includes

Your purchase grants you a non-exclusive, non-transferable licence to use the purchased digital product within one business owned or operated by the purchaser.

You may:

• Download and save the product for your own business use.
• Enter your own business information and customise permitted fields.
• Use the included formulas, trackers and templates to support your day-to-day business operations.
• Print copies for your own business records where applicable.

You may not:

• Resell, reproduce, distribute or share the original files with other businesses.
• Upload the files to public websites or make them publicly accessible.
• Remove copyright notices or claim the original product as your own work.
• Republish or sell the product, including modified versions, as your own template, spreadsheet or digital download.

Ownership

Tidy Business Co. retains ownership of its original intellectual property. Purchasing a product grants you permission to use it under these terms; it does not transfer ownership of the original product.

Need a different licence?

If you require access for multiple businesses, a team or use across your own clients, please contact Tidy Business Co. to discuss suitable licensing options.

Important: These resources are designed to support business organisation and financial visibility. They do not replace tailored accounting, taxation, legal or financial advice.