Self Care Budget Planner, Wellness Spending Tracker, Therapy Cost Log, Digital Planner Women

You track your rent. Your groceries. Your car payment. But most women have no idea what they actually spend on their wellbeing — and no system to budget for it without guilt.

The Self-Care and Wellness Budget Planner gives you a complete financial system for your wellbeing. Track therapy costs, audit your wellness subscriptions, build a self-care sinking fund, and finally know exactly what you spend on taking care of yourself — and whether it is working.

───────────────────────────── WHAT YOU GET — INSTANT DOWNLOAD ─────────────────────────────

This listing includes TWO files — upload directly, no ZIP to unzip:

✦ Interactive HTML Planner — open in Chrome, Safari or Firefox on any device. Calculates your wellness budget automatically, shows budget versus actual by category, and tells you exactly how much you would save by cancelling unused subscriptions.

✦ Printable PDF — 7 pages, US Letter size. Print one copy per month and keep in a wellness binder.

───────────────────────────── WHAT IS INSIDE — 7 SECTIONS ─────────────────────────────

✦ Section 1 — Wellness Budget Overview Set your monthly wellness budget as a percentage of your income — starting at 5% and working toward 10% — then track actual spending by category. Includes mental health, fitness, skincare, subscriptions, nutrition, bodywork, books and leisure. Budget versus actual, auto-calculated in the interactive version.

✦ Section 2 — Therapy and Mental Health Cost Tracker Track every therapy session, copay, insurance payment and medication cost — monthly across a full year. Includes a provider details section and a tip on how to find affordable therapy including sliding scale fees, Open Path Collective sessions from $30 to $80, and how to use your Employee Assistance Program for free sessions through your employer.

✦ Section 3 — Wellness Subscription Tracker List every wellness subscription you pay for — therapy apps, gym memberships, meditation apps, fitness platforms, skincare boxes, meal kits, online courses — and mark each one Keep or Cancel. The interactive version calculates exactly how much you would save monthly and annually by cancelling the ones that no longer serve you. Most women underestimate their wellness subscription spending by 40 percent.

✦ Section 4 — Self-Care Spending Log Track every self-care purchase by date, category, and amount. Includes a "How it made me feel" column — the most valuable part of this tracker. Over time it shows you which spending actually restores you and which is just habit or avoidance.

✦ Section 5 — Wellness Sinking Fund Save for big self-care goals guilt-free. List the goal, total cost and target date — the planner tells you how much to set aside monthly. When you save intentionally for a wellness retreat or a massage membership, the purchase is already paid for guilt-free before you book it.

✦ Section 6 — Habit Tracker and Mood-Spending Log Track up to 8 daily wellness habits across the full month — therapy or journaling, exercise, meditation, healthy eating, time outdoors, quality sleep, social connection and screen-free time. Includes a weekly completion summary so you can spot which habits you are actually maintaining.

✦ Section 7 — Monthly Wellness Reset Summary Your complete wellness financial picture — total budget, total spent, remaining balance, therapy costs, subscriptions kept and cancelled, sinking fund balance, and percentage of income spent on wellness. Plus monthly reflection prompts including what helped most, what did not restore you, and what you want to prioritize next month.

───────────────────────────── WHO THIS IS FOR ─────────────────────────────

This planner was designed specifically for:

• Women who pay for therapy and want to track the real cost including copays and medications
• Anyone drowning in wellness subscriptions with no idea what they are actually paying monthly
• Women who feel guilty spending money on themselves and need a system that makes self-care feel planned and intentional
• Anyone experiencing burnout who needs to protect and budget for recovery time
• Women who want to build a wellness sinking fund for bigger self-care goals
• Anyone who wants to know if their self-care spending is actually making them feel better

───────────────────────────── FILE DETAILS ─────────────────────────────

• File 1: HTML file — opens in any browser, no app or account needed
• File 2: PDF file — 7 pages, US Letter size, prints on any home printer
• Delivery: Instant download — no waiting, no shipping
• Personal use only — not for resale or redistribution

───────────────────────────── HOW TO USE ─────────────────────────────

1. Purchase and download both files from Etsy
2. Open the HTML file in Chrome or Safari — enter your income and wellness budget percentage, then add your categories and spending
3. Open the PDF in Adobe Reader or Preview and print on US Letter paper
4. Print one copy per month and keep in a binder alongside your other finance planners

───────────────────────────── QUESTIONS? ─────────────────────────────

Message me any time — I respond within 24 hours. If you have a download issue

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Created by plan & prosper Studio — practical money tools for women who are done feeling overwhelmed by their finances.

You cannot pour from an empty cup. And you cannot afford to ignore the cost of filling it. This planner helps you do both.

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