Savings Goals & Sinking Funds Tracker (Google Sheets + Excel)

Car repairs, holiday gifts, insurance bills and vacations aren't surprises; they just need a plan. This tracker turns each one into a small monthly amount.

List up to 20 funds with a target and a date. As you log deposits and withdrawals, each fund shows its balance, what's still needed, months left, how much to save each month, a progress bar and a Funded / Past date status. The dashboard checks whether your monthly savings budget covers what every fund needs, and the Monthly tab shows a 12-month grid of what went into each fund.

What's included:

- Start Here: setup steps

- Funds: up to 20 funds with target, date, balance, monthly amount needed, progress and status

- Log: deposits and withdrawals with dropdowns (500 rows)

- Dashboard: totals, budget vs. needed, progress bars, chart

- Monthly: 12-month grid by fund

- One .xlsx for Google Sheets, Excel and LibreOffice. No macros.

How you get it: Instant digital download. Nothing physical will be shipped. Personal use only. Please don't share or resell the files.

Designed by Wood Between Studio with the help of AI tools. Every file was checked page by page for accuracy and quality before listing.