New Account Holds Explained | Regulation CC Training PDF

Understand the new-account exception under Regulation CC with a focused ten-page visual training PDF. Compare account history, deposit types, qualifying-check conditions, and the $6,725 new-account amount.

What you receive

One ten-page PDF, reviewed October 31, 2026. The download includes visual explanations, four fictional scenarios, and answers with explanations. It does not include editable PowerPoint files or a complete Regulation CC course.

What has been clarified

• The first 30 calendar days and the prior-account relationship exception.

• Cash deposits, electronic payments, qualifying checks, and other checks.

• Why a remotely deposited check is not automatically an electronic payment.

• The first $6,725 of qualifying-check deposits and the ninth-business-day deadline for excess funds.

• Why institutional policy and qualifying conditions matter.

Practice with answers

Review the scenarios on page 9, choose your responses, then check the explanations on page 10. Corrected pages 3, 4, and 10 include source references to 12 CFR 229.10 and 229.13(a).

Scope and use

For introductory banking education and professional development. This is an educational supplement, not legal advice, a certification, or a guarantee of compliance. Other exceptions and disclosure requirements are outside this module's scope. Follow current rules and your institution's approved policies. Individual purchaser use only; no resale, reposting, or redistribution. Digital download; no physical product is shipped.

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