Buying a Condo in Florida — The Complete Guide for Canadians 2026

The 20-page guide to buying a Florida condo knowing exactly what you're getting into.

Inside:

• The 2026 market region by region: median prices, months of inventory and time to contract in 11 regions

• Why prices fell: post-Surfside laws, milestone inspections, structural reserve studies (SIRS), special assessments

• Opportunity or trap? Both sides with the numbers, plus the exchange-rate effect

• The 12-step buying process, with a typical timeline and remote closing from Canada

• The Florida purchase contract explained, clause by clause

• 20 questions to ask the association and 12 red flags

• Every cost: closing costs, property tax, insurance, annual cost in US and Canadian dollars

• Financing, currency conversion, ownership structure, US estate tax and resale

• Appendices: a printable checklist and a ready-to-send email to the association

October 2026 edition. General information from official sources, not legal, tax or investment advice.