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How To Freeze Your Personal Credit Reports

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A credit freeze, also known as a security freeze, is the best way to help prevent new accounts from being opened in your name. What a credit freeze does is simple: It protects customers by blocking access to their credit reports. Whenever a consumer applies for a line of credit like a credit card or home loan, a lender or card issuer usually checks customers’ credit before making a decision. But when the credit report is frozen, the potential creditor cannot access the information required to approve the application. And while building business credit we want your personal credit frozen. This guides leads the way. 

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